Break Up with Financial Fear: Healing Future-Based Fear
I invite you to take a momentary pause.
Let your awareness settle like sediment at the bottom of a riverbed.
There’s been a lot swirling in the financial news lately.
It reminds me of a time I was stuck in an eddy in a river and couldn't get myself out.
Volatility in the stock market. Recession rumors. Tariff tensions. Whispers about interest rates.
It’s tempting to get swept up in it all, to be pulled into the fear eddy, the catastrophic headlines, the emotion. Swirling round and round.
But I ask you now:
What’s happening in your private money eddy?
Anxiety… disappointment… frustration… fear?
Many of us are feeling the subtle tremors—or even the full quakes—of uncertainty.
But let’s zoom out, Priestess style.
If we look back over the financial terrain of the last 100 years, has volatility ever truly gone away?
No.
It shape-shifts. It cycles. It rebrands itself with new faces and fresh fears.
The most sacred lesson I’ve learned as a Financial Coach—and as a woman who has faced the fires of her own money wounds—is this:
Every financial narrative you hear is a belief waiting to be chosen. And every belief has the potential to run your life, if left unexamined.
We are offered stories all the time:
“The market will crash.”
“There won’t be enough.”
“The dollar is doomed.”
“You’ll never catch up.”
But the truth is…
Fear only lives in the future.
And can become a self fulfilling prophecy—especially when we feed it with our focus, emotion, intensity, and energy.
Babies enter the world with only two innate fears: the fear of falling and the fear of loud sounds. Every other fear is learned over time.
So I offer you a different path.
We don't have to allow external chaos to dictate our inner terrain—or our financial destiny.
As financial practitioners, we get to choose what we anchor into.
Yes, the world is volatile. But so is the cosmos!
My partner and I have been watching a show called "How the Universe Works."
It’s awe-inspiring!
Quasars. Supermassive black holes 66 billion times the size of our sun. Galaxies colliding. Stars being born and dying.
This is the natural state of our universe.
And yet—here we are.
Alive. Creating. Loving. Living.
Volatility doesn’t mean destitute. It means movement. It means evolution.
A signal. A pattern. A pulse of change.
So let’s return to the root fear behind all money fears…
It’s not really about stocks or inflation.
It’s the fear of not surviving.
The fear of loss. Of illness. Of helplessness. Of death.
But when we can look these fears in the eye—not from panic, but from power—something extraordinary happens:
We reclaim our ability to master money.
We become unshakable.
We alchemize fear into clarity.
The markets can rise and fall. Tariffs can come and go.
But when you’ve built your foundation—your spending plan, your reserves, your confidence in your ability to earn—you remain anchored.
No longer reactive.
No longer on the rollercoaster.
You become the steady one.
Liberated. Wise. A Creator.
Just like the cosmos.
Let’s Talk Money Psychology
F.E.A.R. has two faces.
When market turbulence hits, most people default to the disempowering definition of F.E.A.R.:
Future Events Already Ruined
This mindset tricks you into believing that market volatility equals inevitable financial disaster.
Your brain starts catastrophizing, your decisions become reactive rather than strategic, and suddenly you're making choices from a place of scarcity instead of possibility.
But what if we flipped the script?
What if F.E.A.R. really means:
Focused Energy Attracts Results
This reframe isn't just positive thinking—it's neuroscience in action.
When you direct your attention toward what you can control rather than what you can't, your brain literally creates new neural pathways that support clearer decision-making and innovative problem-solving.
Real Money Talk: What to Do When Things Feel Shaky
Here’s what I tell my clients (and what I practice myself):
✨ 1. Check your Financial Pulse
Are you tracking your numbers? Do you know your income baseline? What are your assets less your liabilities?
When you know your numbers, you calm your nervous system by getting more empowered.
→ These numbers tell you when to spend, where to reduce, and how much runway you actually have. Clarity here leads to confident action—not guesswork.
✨ 2. Create a ‘Money Safety Net’
Not just a savings buffer—but a mental, energetic, and practical plan.
How long can you operate if revenue dips? What will you eliminate, pause, or pivot if needed? Even if just temporarily?
→ Build a decision-making map for lean times, so you never feel forced into reactive slashing or undercharging. When you can do this for lean times, you are golden when the money returns.
✨ 3. Name the Fear, Then Rewire It
Instead of reacting to vague dread, get specific.
The 12 steps has a powerful framework for working with fear that I offer you below.
1. Name the fear:
“I'm afraid my lifestyle will suffer if I lose all my money.”
"I'm afraid I won't be able to fund my kids education if my income drops."
"I'm afraid I will lose my home if I run out of money."
"I'm afraid other people will cause me to lose my money."
2. Now, get curious: What is the benefit of holding that fear?
This is the deeper mindset work that rewrites the rules.
Some possible spicy examples are:
"I get to blame other people for my money problems."
"I don't have to take personal responsibility for my own money choices or the mistakes I've made along the way."
"I get to be right."
"I get to be safe, play small, not have to take risks and get hurt."
3. What does your behavior look like that supports the fear?
"I avoid looking at my money and investments."
"I don't invest at all."
"I wing it with money and hope it just works out."
"I spend my time blaming my financial advisor, political leader, or parents (i.e. authority figures) for my financial circumstances."
4. Name the opposite of the fear:
"My lifestyle is important to me and with education, I can earn abundantly."
"My kids are powerful and can possibly pay for some of their education."
"Money is a never ending resource and there is always more available to support me in keeping my home.""
"I'm the biggest contributing factor to how much money I have and anything I put my consistent intention on improves."
5. Identify what behavior supports the turn around:
"I can learn financial literacy."
"I can speak with my financial advisors to get advice."
"I can implement a spending plan and learn how to use it.""
"I can write out goals, intentions and prayers for increasing my income."
→ This gives you back your power to reverse fear, become proactive, and stay engaged—no matter the headlines.
✨ 4. Look for the Opportunity Hidden in the Shift
Periods of uncertainty are powerful catalysts for refinement and reinvention.
Innovation often arises not in the calm—but in the pressure to grow smarter and more intentionally.
Stars are only born in an intense and chaotic environment, gases and dust and a nuclear fusion causes this powerful formation. They're born in a shock wave.
Going through this fear rewiring process above may feel just as intense as a star being born, but isn't it worth it?
→ This is a chance to come back to yourself and the relationship with the cosmic forces, improve your mindset and become free from what really holds us back.
A piece of gratitude for a mentor of mine.
I continue to heal in my own relationship with money and fear and acknowledge my own 12-step sponsor for his brilliance in walking me through the steps above and helping me find greater and greater freedom, peace, and higher levels of income.
Recession? Market Downturn?
Financial freedom isn’t about avoiding hard times.
It’s about developing mastery and resilience regardless of the conditions.
You get to create your own economy.
You get to choose how you respond.
You get to rewrite the rules.
You’re not just a cog in the wheel. Select one of these exercises above and give yourself the gift of getting some movement with the fear!
Your Money, Your Power
Remember: The market moves up and down.
Recessions come and go. Tariffs change with administrations.
These are all external realities you have limited control over.
What you can control is:
✔️ How you interpret these events
✔️ The actions you take in response
✔️ The relationship you cultivate with your money
✔️ The strategic foundations you build in your business and life
This isn't about denying economic realities. It's about placing your precious energy where it can actually create results.
My clients who thrive during economic uncertainty are conscious money practitioners who:
→ Use market dips as buying opportunities for undervalued assets
→ Refine their business offerings when competitors retreat in fear
→ Build cash reserves without succumbing to scarcity behaviors
→ Make decisions from their financial values rather than financial fears
If you're ready to shift from fear into powerful financial action, let’s talk.
Through holistic Financial Coaching, we clarify your strategy, strengthen your systems, and help you step fully into the role of financially empowered money management.
Clients walk away with:
A clear plan for navigating uncertainty
Streamlined cash flow systems tailored to their business and personal needs
And a renewed sense of purpose, confidence, and calm in their financial life
Let’s build the kind of financial foundation that supports both your profit and your peace!
Because lasting financial confidence isn't built on market predictions.
It's built on knowing who you are in relation to money, regardless of what the economic weather brings.
Are you ready to transform fear into focused action? To write financial rules that actually work for your business and life?
Your financial future is waiting to be consciously created.